1. Fill up an EON CyberAccount Application form;
You can fill one up at the nearest UnionBank branch; or
2. Claim your EON VISA Electron Kit from the branch you selected:

• a. Prepare your valid Identification Card(s)*present any of the following, usually 2 ang pine-present
  • * Passport
    * Current Driver's License (accompanied by OR)
    * Professional Regulation Commission (PRC) ID
    * Major Credit Cards with picture
    * Permit to Carry Firearms
    * New/Laminated Social Security System (SSS) / Government Services Insurance System (GSIS) / Tax Identification Number (TIN) Card
    * Company ID
    * Postal ID
    * Current School ID, for students ***
  b. Make photocopies of the Identification Card(s) you will present. This will save time in the release of your Welcome Kit (just in case the photocopier/scanner in the branch is busy/unavailable). We need to keep these on file.
  c. Make a personal appearance
  d. Bring P350.00 to cover the Visa electron annual fee.
  e. You may also bring your initial deposit (not required but recommended) so that you can start using your EON CyberAccount.

SCHEDULE OF RATES AND FEES

Cyber Account – EON Product

Balance Requirement

Initial Deposit NONE
Maintaining Balance Requirement (MBR) NONE
Minimum ADB to Earn Interest PHP 10,000
Interest Rate 0.25% (for accounts with ADB of Php 10,000.00 and above)
Visa Electron Annual Fee PHP 350.00

Inactivity Charges
No Transaction Penalty (no transaction for 1 year) PHP 200.00 per month starting on the end of 12th month of inactivity until the account becomes dormant
Dormancy Charge (no transaction for 2 years) PHP 500.00 per month starting on the end of 24th month of inactivity
Closure Within 30 days NONE

ATM Withdrawals
UnionBank ATMs PHP 10.00 (after the 3rd withdrawal)
Non-UnionBank ATMs within the Philippines PHP 12.00
International VISA Plus ATM
Balance Inquiry Php 75.00
Withdrawal Php 175.00
Withdrawal declined due to insufficient funds Php 75.00
OTC Withdrawal Convenience Fee PHP 100.00
Fund Transfer (OUTWARD)
Send Electronic Funds Transfer to another E-ON Account NONE
Send Electronic Funds Transfer to another UnionBank Account NONE
Send Electronic Funds Transfer to other Banks PHP 10.00
Fund Transfer (INWARD)
Receive Electronic Funds Transfer from another E-ON Account NONE
Receive Electronic Funds Transfer from another UnionBank Account NONE
Receive Electronic Funds Transfer from another Bank NONE
ATM Card Replacement PHP 150.00
Transaction Diary PHP 200.00

NOTES:

* Some local banks may charge a fee on the EFT transactions sent by our E-ON account holders. These banks charge a Receiving Fee from the amount that is to be credited to the account. This is an addition to the PHP10.00 that will be charged to the client.

* For Incoming Remittances with incorrect account numbers and/or account names, a Repair Fee of PHP100.00 may be charged.